Our system analyzes your cash flow data continuously, calibrates its own risk level to yours, then proposes concrete allocations. You maintain final control over every decision.
Designed for Canadian SMEs managing reserves between $50,000 and $5M.
Most SME owners review their cash flow position once a month, often based on fixed tables. In the meantime, cash waits without generating a return.
An unused balance loses purchasing power each month, even without account movement.
A monthly report describes an already outdated situation. Short-term opportunities are missed before they are identified.
Your risk tolerance evolves with your business. Few tools adjust it without repeated manual intervention.
The system does not replace your judgment. It processes the volume of data that judgment alone cannot absorb in time.
Connecting to your accounts and cash flow. The raw data is normalized and timestamped, without manual entry on your part.
The model observes your past decisions and declared constraints to calibrate a risk threshold specific to your business.
Allocation recommendations are generated based on this threshold. Each action remains subject to your validation before execution.
Each module operates independently but feeds the same risk profile, without duplication of data.
Estimate the evolution of your cash flow over 30, 60 and 90 days based on historical trends and known commitments.
Automatically adjusts the tolerance threshold based on your responses to past recommendations, without manual reconfiguration.
Shows current position, deviations from projections, and decision history in a single view.
Each recommendation is logged with the data that produced it. A team periodically reviews the discrepancies between projection and actual results.
Account logins use read-limited access, with encryption in transit and at rest. No direct access to funds is required for analysis.
Your data is not used to train models shared between clients. Each risk profile remains isolated to your business.
The connection is made via read access to your bank accounts and, if applicable, to your accounting software. No data migration is required. The first scan is available once the connection is established.
No. The system offers allocations, but has no authority to move funds without your validation. Your cash remains available according to the conditions of your current accounts.
Projections are based on your historical data and improve with observed transaction volume. They remain estimates, not guarantees, and are presented with their margin of uncertainty.
The profile continuously recalibrates itself according to your recent decisions. You can also manually adjust settings at any time from the dashboard.
Connect your read-only accounts and receive an initial analysis of your current cash position, without obligation.
See why Canadian SMEs use BotkriptéNégoce